but it is beginning to become very, very clear, the truth lies with the insurance companies. >> they are the ones who have got to provide. there are all sorts of stories out there about how -- remember if you like your doctor, you be keep your doctor? not true. you like your plan, you can keep your plan. not true. you like your hospital, apparently that is not going to be true as well because so few are going to be involved. in the meantime, the democrats and the president clearly own this now. the affordable care act is theirs. and that, brian, is why they're trying to blame everybody else. those insurers, they're cut rate, bad apples. >> that was bad they said that yesterday. when the president used that term to describe insurance companies in boston, it was essentially game on with a lot of these companies. >> absolutely. it's like with wall street when he referred to them as fat cats. one of the bad apples was on last night from the insurance industry, and he made it very clear, look, this isn't our idea.